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- San Antonio emerges as the only top‐10 housing market in Texas to post year‐over‐year growth
San Antonio emerges as the only top‐10 housing market in Texas to post year‐over‐year growth
Plus: How AI is impacting homebuying
😊 Welcome to the day that whispers, “hang in there… Friday’s loading.”
Today’s newsletter is 534 words, a 2-minute read.
1. Fed cuts interest rates by 25 basis points
The Federal Reserve on Wednesday lowered its benchmark interest rate by 0.25 percentage points, bringing the federal funds rate to its lowest level in more than three years.
The nine-to-three vote marks the Fed's third consecutive rate cut since September, totaling a 0.75 percentage point reduction in 2025.
However, the Fed signaled that it may wait for more economic data before making additional rate cuts in 2026.
During a post-meeting press conference, Fed Chair Jerome Powell said the housing market faces significant challenges, and that a 25-basis-point cut won't make much of a difference.
2. FTC issues warnings to rental software firms on price transparency
The Federal Trade Commission (FTC) has sent letters to 13 property management software providers nationwide, warning them that they may be violating the law if their tools prevent rental property managers and owners from sharing accurate pricing information when marketing units to consumers.
According to the letter, any software that restricts the flow of accurate pricing information in rental listings could deprive consumers of the ability to make informed decisions, ultimately harming competition and market efficiency.
This action comes just one week after the FTC announced that Greystar agreed to pay $23 million to the agency and $1 million to the State of Colorado for allegedly deceiving consumers about rental prices.
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3. Catch up quick
🤖 How AI is impacting homebuying. (GAO)
🏡 88% of prospective buyers plan to purchase a home in 2026. (RE/MAX)
🎖️ VA loan program surges 27% in 2025, fueled by Gen Z buyers. (HousingWire)
🎉 San Antonio emerges as the only top‑10 housing market in Texas to post year‑over‑year growth. (TRD)
4. Foreclosure starts rise 17% in November
According to ATTOM’s November Foreclosure Market Report, 35,651 properties had foreclosure filings, including default notices, scheduled auctions, and bank repossessions. That’s down 3% from October 2025 but up 21% year over year.
Nationwide, 1 in every 3,992 housing units had a foreclosure filing during the month.
Texas was among the states with the highest number of foreclosure starts in November 2025, logging 2,612 new filings.
“November marks the ninth straight month of year-over-year increases in foreclosure activity, underscoring a trend that has steadily taken shape throughout 2025. Foreclosure starts were up 17% from last year and completed foreclosures rose 26%.“
5. Delistings jump 37.9% in October
According to a new report from Realtor.com, home delistings in October were up 45.5% year-to-date and nearly 38% higher than in October 2024.
The report describes this as an “unusually high rate,” marking the highest delisting year since Realtor.com began tracking the metric in 2022.
In Texas, Houston ranked first and third nationally for the highest delisting-to-new-listing ratio in October: 37, down from 40 in August but up from 31 in October 2024.
Source: Realtor.com
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